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Pet insurance can cover vet expenses related to new accidents and illnesses, including medication, surgery, hospitalization, and diagnostic testing We're sorry but MetLife Pet Insurance: Quote Funnel doesn't work properly without JavaScript enabled. You may be able to enroll in pet insurance through your employer if they offer it as a voluntary benefit. Learn about how our claims process works. In 2017, the company’s retail individual Pets are family! Many employees consider pet insurance a must-have voluntary benefit. With MetLife Pet Insurance,1 you may be able to receive reimbursement up to 100%4 of covered MetLife Pet Insurance Coverage and Exclusions As we strive to provide comprehensive protection for your pets, we want you to clearly understand what is and isn’t covered. Given that Pet Insurance by State Award winning* MetLife Pet Insurance policies are built to provide maximum coverage for your pets while keeping costs and exclusions low. 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