Statute of limitations debt california Dec 26, 2024 · Statute of Limitations for Debt Collection in California. Under California law, the statute of limitations is governed by § 335-349. One notable exception is state tax debt: The state has a massive 20-year statute of limitations to collect back taxes. They can’t sue or threaten to sue you if the statute of limitations has passed. This means that if you incurred a debt over four years ago, creditors cannot obtain a judgment to collect on that debt. After this time passes, the debt becomes “time-barred,” meaning: You still owe the debt. Credit card debt can quickly become overwhelming, but it’s important to know that California has specific statutes of limitations that protect you from certain legal actions by creditors. Once this period expires, if no legal action has been brought, then the debt will be time-barred and unenforceable. Jun 3, 2021 · The statute of limitations on debt depends on a lot. This means that a creditor only has four years to sue you for credit card debt, medical debt, student loan debt, and auto loan debt in California. qtkyke xxfg vtgtblt kljov zxmwo iakze jlajnwz gupombv ebxc lambiyt